Are you considered a Small Business? So are we! Let's see what we can do together!

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Small Business.

Tired of government, banks, and other institutions treating you badly? Your  benefit plans don’t have to be like this!  We have buying discounts and low claims fees that can help you keep p[ace with the large employers while keeping your costs in control!

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Self-Employed

You want to be treated fairly as a businessperson, but find that that’s not the case in many insurance programs.  Look no further as we have “Choice$” as a solution for you!

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Multi-Employer

We have many years of experience creating affinity and insurance  programs for Associations  made up of people and employers.

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Choices That
Makes Sense.

Let us help you with cost control while offering superior plan designs and very low claims handling and administration fees!!

Click below to see the insurance secrets!

What we can do for small business associations.

The following is a list of benefits available to you either by choosing several or merely one of them for your company!

EHC was designed to help Canadians cope with unexpected costs over provincial health plans.  Because its a non taxable benefit to an employee, monies paid by an Employer toward it are tax free to the employee and family while paying much of the costs of prescription drugs, paramedical coverages such as massage therapy etc.  Our charges to manage this service are as it you were a very large employer with the discounts that go with it.

Similar to EHC, this benefit is also tax free to employees for whatever % of premium the employer pays on their behalf.  It covers all Basic services which represent at least 80% of all costs at the dentist.  Major Services and Orthodontic treatments can be added or covered under a private spending account

Most group plans insist on your having this coverage.  We don’t!  However, since the insurance is available with no medical questions asked and rated on the average age of your employees its a pretty good deal and doesn’t cost much.

Could you or your business survive you being diagnosed with severe illness.  Critical Illness insurance pays you a lump sum on diagnosis of one of over 20 causes of illness on either a mandatory or voluntary basis!

If one of your employees was disabled and couldn’t work, would you feel obligated to continue paying their salary?  This benefit usually paid by the employee solves that difficult choice and can provide benefits up to age 65 if chosen.

This benefit is available to replace EI disability insurance resulting in a rebate to the employer.  It can be a solution in some cases but also could be monies spent elsewhere for the small business.

A method of payroll deduction to offer your employees a way to save for their retirement, get a tax deduction, with you providing the vehicle.  You can contribute as employer but you don’t have to.

These voluntary programs are available to any of your employees at no cost to you,  the employer.  simply provide your employees with the link to the website and they can browse at their leisure www.choicesforme.ca

Why choosing Benefits by Choice is a Good Move

Control of costsBy using exclusive pooling arrangements, we can offer an opportunity to combine large numbers of small employers to gain large employee discounts and lower expenses
Ease of AdministrationAll of our clients are administered by third party instead of any insurance company resulting in state of the art systems and lower costs
Value added ServicesAny of your employees can access our voluntary programs at www.choicesforme.ca with no employer cost
Accounting and HR ServicesThrough our affiliation with a national firm Ledgers, we can offer very competitive costs for personal and corporate tax filings as well as access to HR services at http://calgarysouth.ledgers.com/

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